To find the cheapest CTP green slip in NSW, compare prices from every licensed insurer before you buy or renew. Use the G4E green slip calculator to compare quotes for your driver and vehicle details.
Every licensed green slip includes the statutory cover required by the NSW CTP scheme, so a lower premium does not reduce that core cover.
Insurer service and any additional benefits may differ, so read the policy information before choosing.
Does a Cheaper Green Slip Mean Less Cover?
No. Every licensed NSW green slip includes the statutory cover required by the NSW CTP scheme. Choosing a lower-priced quote does not remove or reduce that core statutory cover.
A green slip protects the driver from liability when a motor vehicle accident causes injury or death to another person. The scheme also provides statutory benefits to people injured in NSW motor accidents, subject to the legislation and their circumstances. People who are wholly or mostly at fault can generally receive statutory benefits for up to 52 weeks.
CTP does not pay for damage to your car, another person’s vehicle or other property. You need comprehensive or third-party property car insurance for that type of loss.
For a fuller explanation, read what CTP insurance covers.
The core statutory cover is set by the scheme, but insurers may differ in customer service, claims support and any additional benefits they offer. Compare price first, then check the insurer’s policy information before buying.
How to Find the Cheapest Green Slip in NSW
There is no single insurer that will always be cheapest for every NSW driver. The lowest quote depends on the information used to price your policy, so compare all licensed insurers whenever you buy or renew.
- Gather the requested driver and vehicle details. This may include registration information, the youngest driver’s age, driving history and demerit points.
- Enter the same accurate information for every quote. Incorrect details can produce an unsuitable price and may cause problems when the insurer checks the application.
- Compare all licensed insurers rather than relying on last year’s provider.
- Check the policy information for service details and any additional benefits before paying.
Start with the G4E CTP green slip calculator.
You can also read our CTP green slip price comparison guide for more help comparing quotes.
Why Green Slip Prices Vary
Licensed insurers set CTP premiums within SIRA’s pricing rules. They must collect enough premium across their policies to meet expected claims and operating costs, but each insurer can assess pricing information differently within those rules. That is why two insurers can quote different amounts for the same driver and vehicle.
The total shown on a green slip also includes GST and the Fund Levy. SIRA sets the Fund Levy, and pricing material is prepared by vehicle classification and region. For this reason, one levy amount should not be treated as a universal figure for every vehicle and policyholder.
If your renewal has increased, the change may reflect the insurer’s premium, the levy, or updated driver and vehicle information.
See why your green slip may be more expensive for a closer look at the parts of a quote.
Details That Can Affect a Quote
SIRA’s buying guidance says insurers ask for information about the vehicle and drivers when preparing a quote.
The details requested can include:
- Vehicle details: Registration details, vehicle classification and where the vehicle is garaged.
- Driver details: The youngest driver’s age and other information requested about people who drive the vehicle.
- Driving information: Demerit points and relevant driving history.
- Registration context: Whether the quote is for a new registration or a renewal.
Give the same correct details to each insurer. That makes the comparison fair and helps ensure the quote matches your circumstances.
For more detail on how prices are worked out, read how a green slip price is set for a motor vehicle.
When Should You Compare?
Compare quotes when you receive a renewal notice and whenever you need CTP for a vehicle registration.
Do not assume your current insurer will remain the lowest-priced option. Insurer pricing can change, and the details used for your quote may also be different from the previous policy period.
Check early enough to read the quote information and correct any vehicle or driver details. The aim is not to chase a headline price. It is to find the lowest suitable quote based on accurate information.
Compare CTP Through Greenslips 4 Earth
Greenslips 4 Earth helps NSW drivers compare CTP prices through its green slip calculator. You compare licensed insurers while keeping the statutory cover required under the NSW CTP scheme.
When an eligible new green slip is purchased through Greenslips 4 Earth, the business contributes to tree planting through its environmental partner. This applies to eligible new business and does not change the statutory CTP cover.
Ready to check prices? Compare NSW CTP green slip quotes.
People Also Ask About Cheapest Prices on Greenslips
Here are the frequently asked questions NSW drivers often ask when comparing CTP green slip prices.
1. What does CTP insurance cover in NSW?
A NSW green slip protects drivers from liability when a motor vehicle accident causes injury or death to other people. The scheme also provides statutory benefits for injured people, subject to NSW law and their circumstances. It does not insure vehicle or property damage.
2. Does a cheaper green slip provide less statutory cover?
No. Every licensed NSW green slip includes the statutory cover required by the CTP scheme. Paying a lower premium does not reduce that core cover. Insurer service and any additional benefits may differ, so compare the policy information as well as the price.
3. How can I compare NSW green slip prices?
Use the G4E green slip calculator or SIRA’s Green Slip Price Check. SIRA’s tool compares prices from all licensed NSW CTP insurers. Enter accurate driver and vehicle details so the results reflect your circumstances.
4. Why do green slip prices vary?
Insurers set premiums within SIRA’s pricing rules and may assess permitted pricing information differently. Quotes can also vary by vehicle classification, region and driver details. The total price includes GST and the Fund Levy.
5. Does CTP cover damage to cars or property?
No. CTP is personal injury insurance. It does not pay for damage to your car, another person’s vehicle or other property. You need separate comprehensive or third-party property insurance for that cover.
6. Are at-fault drivers covered by CTP?
People injured in NSW motor accidents may receive statutory benefits. A person who is wholly or mostly at fault can generally receive benefits for up to 52 weeks. Eligibility depends on the accident, the person’s injuries and the NSW scheme rules.
7. Is a green slip required for NSW registration?
Yes. A green slip is compulsory third-party insurance connected with registering a vehicle in NSW. It protects the driver from liability when someone is injured or killed in a motor accident involving the insured vehicle.
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