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If you drive for Uber or any ridesharing service in NSW, the law requires three layers of insurance:   a CTP green slip (compulsory third party CTP covering personal injuries),  at least $5 million third party property damage cover (Uber’s legal requirement for NSW driver-partners),  and ideally comprehensive car insurance with rideshare cover added for […]

In New South Wales, every vehicle registered under your business needs its own CTP Green Slip, and there’s no universal “small business fleet discount” for operators with fewer than 10 vehicles.    What changed in 2026 is how the Fund Levy, annual SIRA pricing reviews, and the compounding effect of the 2017 reforms now land […]

NSW tradies usually pay more for their Green Slip than standard car owners. Your ute, van, or light commercial vehicle sits in a different State Insurance Regulatory Authority (SIRA) vehicle class than a private sedan, and business use adds to the risk profile insurers use to price your CTP Green Slip. To understand why, we […]

Every registered motor vehicle in New South Wales needs CTP insurance, also known as a green slip, before you can complete your vehicle’s registration. The importance of CTP greenslips in NSW goes beyond ticking a box for rego.    This compulsory third party CTP cover protects injured people after a motor vehicle accident and stops […]

Your car’s make, model, and year feed into SIRA’s vehicle classification system, which groups vehicles by use and size rather than brand or engine performance. A Toyota Camry and a Ford Mustang both sit in Class 1. A dual-cab ute sits in Class 3.   NSW CTP insurance, also known as compulsory third party (CTP), […]

Here’s the short answer: no. A Tesla Model 3 and a Toyota Corolla sit in the same CTP vehicle class, and SIRA does not use fuel type as a rating factor. Your electric car gets priced on the same basis as a petrol or diesel car If you searched “ev ctp cheaper nsw,” you’ve landed […]

Two drivers. Same car. Same age. Same clean driving history. One lives in Parramatta. The other lives in Orange. The Parramatta driver pays around $200 more for the same CTP green slip.   That gap is not a glitch. SIRA built it into the NSW CTP scheme on purpose, and most drivers have no idea […]

Greenslips 4 Earth helps NSW drivers compare and buy CTP green slip insurance from licensed insurers in New South Wales.   This post answers the frequently asked questions about green slip prices, CTP green slip renewal, claims, conditional registration, trailers, and how your policy supports environmental projects.     1. About Greenslips 4 Earth   […]

NSW has one of the most closely monitored compulsory third party (CTP) schemes in the world, which means there is a lot of hard data behind every green slip price.   This section brings together key CTP greenslips insurance statistics from recent SIRA performance reports and reviews so you can see how CTP premiums, insurer […]

Three demerit points on a driver’s licence can mean very different CTP premiums depending on the insurer. One brand might quote $620 for an NSW green slip, while another wants more than $800 for the same vehicle and the same accrued demerit points.   The gap arises from how each insurance company interprets driving history […]