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How to Get The Cheapest CTP Car Insurance in NSW

March 7, 2024

Navigating the world of Compulsory Third Party (CTP) insurance in New South Wales (NSW) can be a challenge, especially when you’re looking to find the best deal without compromising on coverage. CTP insurance, commonly known as a Greenslip in NSW, is a mandatory requirement for all vehicle owners. However, the cost can vary significantly based […]

Car Safety: How Modern Cars Are Built for Safety

February 29, 2024

In the realm of automotive design and manufacturing, car safety stands as a paramount concern, shaping the evolution of modern vehicles. Today’s cars are equipped with an array of safety features and technologies designed to protect passengers and pedestrians alike. This blog explores the intricate ways in which modern cars are constructed for safety, highlighting […]

Navigating Truck CTP Green Slip Requirements in NSW

February 22, 2024

Navigating the intricacies of Truck CTP (Compulsory Third Party) Green Slip requirements in New South Wales (NSW) is essential for truck drivers and fleet managers to ensure compliance and protection on the road. This comprehensive guide will delve into the specifics of truck CTP insurance in NSW, offering valuable insights and practical advice to help […]

A Comprehensive Guide to Car Care

February 15, 2024

Maintaining your vehicle is crucial not only for its longevity but also for ensuring safety on NSW roads. This comprehensive guide to car care will cover essential practices and products that can help keep your car in top condition, making every drive smooth and safe.   Regular Maintenance: The Foundation of Car Care   Routine […]

How Mindset Affects Your Driving Behaviour

February 8, 2024

Driving on NSW roads is more than just navigating traffic; it’s about understanding how your mindset influences your driving behaviour. Every driver brings a unique set of attitudes, emotions, and thoughts to the steering wheel, which can significantly impact safety, decision-making, and interactions with other road users.     The Psychology of Being Behind the […]

Understanding Car Insurance Options in NSW

February 1, 2024

Navigating car insurance in New South Wales (NSW) can be a complex process, with a variety of options available to suit different needs and circumstances. This blog aims to demystify car insurance options for NSW drivers, helping you make informed decisions about the coverage that’s right for you.     The Basics of Car Insurance […]

Top Car Safety Features to Look for in 2024

January 25, 2024

Welcome to our exploration of the top car safety features to look for in 2024. As a driver in New South Wales (NSW), it’s crucial to be informed about the latest advancements in vehicle safety. This guide is designed to help you understand the most important car safety features, so you can make informed decisions […]

CTP Insurance for Rideshare Drivers: Navigating Coverage Options

January 18, 2024

CTP Insurance for Rideshare Drivers   Welcome to our detailed exploration of Compulsory Third Party (CTP) insurance, especially tailored for rideshare drivers in New South Wales (NSW). This blog aims to demystify the complexities of CTP insurance coverage, providing you with a clear understanding of your options and obligations.     Understanding CTP Insurance for […]

CTP Insurance Reforms in 2023: What You Need to Know

January 11, 2024

Welcome to our comprehensive guide on the Compulsory Third Party (CTP) insurance reforms in New South Wales (NSW) for 2023. This blog is designed to keep you, the drivers of NSW, informed and prepared for the changes in the CTP scheme. Our goal is to provide you with helpful, human-centric, and engaging information, presented in […]

Truck CTP Insurance Claims: Steps to Take After an Accident

December 21, 2023

As truck drivers or fleet managers in New South Wales (NSW), being well-versed in handling CTP (Compulsory Third Party) insurance claims is crucial. Accidents, though unfortunate, are a part of life on the road. Knowing the steps to take following an incident not only ensures your safety but also streamlines the process of making a […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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