News Articles

Budget Direct stopped selling NSW CTP green slips on 31 December 2019, so you need a new insurer. Your cover moved to QBE at the time, but you’re free to compare all six SIRA-licensed insurers and switch at your next renewal.    Greenslips 4 Earth is a licensed QBE partner that compares the whole market, […]

If your truck has a Gross Vehicle Mass (GVM) of 4.5 tonnes or less, you can compare green slip prices online in minutes through the G4E calculator, Service NSW Price Check, or any licensed insurer’s website. If your truck is over 4.5 tonnes, online tools won’t quote you.    You have to ring an insurer […]

Buying a used car in NSW without checking its vehicle history is a fast way to lose money. The good news: most of the checks are free or cheap. Run two free checks first; the Service NSW online rego check (registration expiry date, CTP insurer, recent odometer reading) and the free 13 22 13 written-off […]

If you drive for Uber or any ridesharing service in NSW, the law requires three layers of insurance:   a CTP green slip (compulsory third party CTP covering personal injuries),  at least $5 million third party property damage cover (Uber’s legal requirement for NSW driver-partners),  and ideally comprehensive car insurance with rideshare cover added for […]

In New South Wales, every vehicle registered under your business needs its own CTP Green Slip, and there’s no universal “small business fleet discount” for operators with fewer than 10 vehicles.    What changed in 2026 is how the Fund Levy, annual SIRA pricing reviews, and the compounding effect of the 2017 reforms now land […]

NSW tradies usually pay more for their Green Slip than standard car owners. Your ute, van, or light commercial vehicle sits in a different State Insurance Regulatory Authority (SIRA) vehicle class than a private sedan, and business use adds to the risk profile insurers use to price your CTP Green Slip. To understand why, we […]

Every registered motor vehicle in New South Wales needs CTP insurance, also known as a green slip, before you can complete your vehicle’s registration. The importance of CTP greenslips in NSW goes beyond ticking a box for rego.    This compulsory third party CTP cover protects injured people after a motor vehicle accident and stops […]

Your car’s make, model, and year feed into SIRA’s vehicle classification system, which groups vehicles by use and size rather than brand or engine performance. A Toyota Camry and a Ford Mustang both sit in Class 1. A dual-cab ute sits in Class 3.   NSW CTP insurance, also known as compulsory third party (CTP), […]

Here’s the short answer: no. A Tesla Model 3 and a Toyota Corolla sit in the same CTP vehicle class, and SIRA does not use fuel type as a rating factor. Your electric car gets priced on the same basis as a petrol or diesel car If you searched “ev ctp cheaper nsw,” you’ve landed […]

Two drivers. Same car. Same age. Same clean driving history. One lives in Parramatta. The other lives in Orange. The Parramatta driver pays around $200 more for the same CTP green slip.   That gap is not a glitch. SIRA built it into the NSW CTP scheme on purpose, and most drivers have no idea […]