NSW has one of the most closely monitored compulsory third party (CTP) schemes in the world, which means there is a lot of hard data behind every green slip price.
This section brings together key CTP greenslips insurance statistics from recent SIRA performance reports and reviews so you can see how CTP premiums, insurer profits, claim outcomes and scheme efficiency have changed since the 2017 reforms.
You are welcome to quote any of these CTP green slip insurance statistics in your own articles or reports, just credit Greenslips 4 Earth and link back to this page as the source.
Premiums, prices and scheme efficiency
1. Average NSW CTP premiums rose $35 (7%) in 2024–25.
From June 2024 to June 2025, the average NSW CTP insurance premium increased by $35, or 7%. (2017 CTP Scheme Performance Report to 30 June 2025)
2. CTP premiums fell from 37% to 23% of average weekly earnings.
CTP green slip insurance dropped from 37% of average weekly earnings in 2017 to 23% by 30 June 2025. [2017 CTP Scheme Performance Report to 30 June 2025]
3. Average premiums dropped $399 after 2017 reforms.
Since the 2017 scheme began, average NSW CTP premiums (including levies and GST) have fallen from $935 to $536 for all vehicles. [2017 CTP Scheme Performance Report to 30 June 2025]
4. The 2017 scheme is projected to return 63% of premiums in benefits, vs 44% under the 1999 scheme.
The current NSW CTP scheme is more efficient, with a higher share of each CTP policy going to injured people instead of costs and insurer profit. [2025 Review of the NSW CTP Scheme]
5. SIRA has reclaimed $542.9 million in excess insurer profit over four years.
By late 2024, the regulator had recovered $542.9 million in excess insurer profit from the NSW CTP scheme and returned it to motorists. [2017 CTP Scheme Performance Report to 30 June 2025] [SIRA reclaims $542.9 million in excess insurer profit over the last 4 years]
6. $91 million in excess profit was recovered in 2024–25 alone.
In 2024–25, SIRA clawed back $91 million in excess profits from NSW CTP insurers via the TEPL mechanism. [2017 CTP Scheme Performance Report to 30 June 2025] [SIRA reclaims $542.9 million in excess insurer profit over the last 4 years]
Coverage, claims and treatment outcomes
7. 69% of people received pre‑claim treatment in 2024–25.
Between July 2024 and June 2025, 69% of people claiming treatment benefits received pre‑claim treatment. [2017 CTP Scheme Performance Report to 30 June 2025]
8. 90% of injured people accessed funded treatment within two weeks of claiming.
In 2024–25, 69% received pre‑claim treatment and another 21% were first paid treatment benefits within two weeks of lodging a claim, meaning 90% accessed treatment within two weeks. [2017 CTP Scheme Performance Report to 30 June 2025]
9. In 2023–24, 71% received pre‑claim treatment and 20% were paid within two weeks of claiming.
For July 2023 to June 2024, 71% accessed pre‑claim treatment and another 20% were first paid treatment benefits within two weeks, so 91% had funded treatment within two weeks of lodging a claim. [2017 CTP Scheme Performance Report to 30 June 2024]
10. There have been 69,111 statutory benefits claims under the 2017 scheme.
By 30 June 2024, 69,111 statutory benefits claims had been lodged, with almost half receiving treatment‑only benefits and about 38% receiving both weekly income and treatment and care. [2017 CTP Scheme Performance Report to 30 June 2024]
11. About 97% of statutory benefits claims are accepted.
As at June 2025, around 97% of statutory benefits claims under the 2017 NSW CTP scheme were accepted by insurers. [2025 Review of the NSW CTP Scheme]
12. The scheme covers thousands of motor accident injuries each year.
The 2017 NSW CTP scheme supports many thousands of people injured in motor vehicle accidents each year through treatment, income support and other statutory benefits.2017 CTP Scheme Performance Report to 30 June 2025]
Insurer performance and service
13. Claim acceptance rates sit in the mid‑90s to high‑90s across insurers.
CTP insurer comparison reports show statutory benefits claim acceptance rates in the mid‑90s to high‑90s percent range, with differences between insurers. [CTP Insurer Claims Experience and Customer Feedback Comparison] [2017 CTP Scheme Performance Report to 30 June 2025]
14. Average time to first weekly income payment is around five weeks.
In 2024–25, the average time for injured people to receive their first weekly income support payment was around five weeks from claim lodgement, down by about six weeks since the scheme began. [2017 CTP Scheme Performance Report to 30 June 2025]
15. Treatment approval within four weeks is consistently high across insurers.
SIRA’s insurer comparison reports show that most NSW CTP insurers approve a high proportion of treatment and rehabilitation plans within four weeks, though performance still varies by a few percentage points. [CTP Insurer Claims Experience and Customer Feedback Comparison]
16. Insurer performance ratings help drivers compare more than just price.
SIRA publishes insurer claims experience and customer feedback comparisons so drivers can compare NSW CTP insurers on claim handling and service, not just on premium. [CTP Insurer Claims Experience and Customer Feedback Comparison]
Rating factors and driver/vehicle profile
17. CTP premiums are based on vehicle type, vehicle age, postcode, age and driving history.
NSW green slip insurers use rating factors like vehicle type, vehicle’s age, garaging postcode, age bracket and driving history when setting CTP premiums. [How prices are set – SIRA]
18. Some vehicle types attract higher CTP premiums than small passenger cars.
Utes, performance cars and some other vehicle types can attract higher CTP premiums than small passenger cars, because they can be involved in more serious motor accidents. [How is the CTP insurance price set for each motor vehicle?]
19. Younger drivers generally pay more for CTP than older drivers.
Drivers in younger age brackets often pay higher CTP premiums than drivers aged 25–64 with similar vehicles and postcodes, reflecting different risk profiles. [How prices are set – SIRA] [CTP Insurance Simplified: What Every NSW Driver Must Know in 2025]
20. Drivers with demerit points can pay hundreds more for the same green slip.
External comparison data shows that drivers with several demerit points can pay more than $280 extra for the cheapest green slip compared with similar drivers who have no demerit points. [What are demerit points? – greenslips.com.au]
Comparison tools and behaviour
21. The NSW Green Slip Price Check is used heavily each year.
The NSW Green Slip Price Check on Service NSW is used many times each day by drivers comparing CTP prices across licensed insurers. [Use the Green Slip Price Check – Service NSW] [2017 CTP Scheme dataset – data.gov.au]
22. Online green slip calculators show quotes from all six licensed CTP insurers.
Green slip calculators allow NSW drivers to compare quotes from all licensed CTP insurers in one place before choosing a CTP policy. [Greenslip Calculator – Greenslips4Earth] [Green Slip Calculator – greenslips.com.au]
23. Many drivers still let their green slip automatically renew.
Despite price variation between insurers, many drivers allow their CTP policy to automatically renew instead of checking for cheaper options each year. [How Often Do CTP Prices Change?]
Scheme comparison and overall value
24. The 2017 scheme supports more injured people, with lower average payouts than the old scheme.
Under the 1999 scheme, average full claim payments were higher but fewer injured people accessed benefits; the 2017 scheme spreads support more broadly across injured people with lower average payments per claim. [1999 CTP Scheme Performance Report to 30 June 2024] [2017 CTP Scheme Performance Report to 30 June 2024]
25. Part of every green slip is a fund levy for long‑term care and support.
Each NSW green slip includes a fund levy component that helps pay for lifetime care, hospital treatment and other support for severely injured people. [How prices are set – SIRA]
26. The 2017 NSW CTP scheme now delivers more benefits to injured people than the 1999 scheme.
Combining lower average premiums, higher scheme efficiency and broader access to benefits, the 2017 scheme delivers better overall value than the 1999 scheme for both motorists and injured people. [2017 CTP Scheme Performance Reports] [2025 Review of the NSW CTP Scheme]
