Speak to us today: +61 1300 593 291

Dos and Don’ts When Driving in NSW

Whether you’re travelling interstate, moving to NSW, or are just new to driving altogether, there are some key road rules you need to be aware of. While most Australian driving rules apply throughout the country, each state and territory has a number of specific differences. Discover the main NSW road rules and differences that you may not know about.

 

Dos and Don’ts When Driving in NSW

 

NSW Australia Driving Rules

Speed Limits

While most speed limit laws are the same throughout the country, it’s always good to be aware of the default speed limits within the state you’re travelling through. In NSW, the default speed limit in residential areas is 50km/h. Outside built-up areas, the default is 100km/h and the overall maximum signed speed permitted is 110km/h. The default speed for school zones in NSW is 40km/h

 

Speed Limits For Learners & P Platers

If you have a learner license or a provisional license in NSW, you may not always be permitted to drive at the signed speed limit. Provisional P1 drivers and Learner drivers are not permitted to ever drive faster than 90km/h. Provisional P2 drivers are limited to 100km/h at all times.

 

Signed Speed Cameras

Throughout Australia, hidden speed cameras that catch you unawares are usually the norm. In NSW, most speed cameras are preceded by permanent roadside warning signs. 

While all NSW speed cameras used to be signed, the rules were briefly changed in 2020 to allow for hidden speed cameras. After 9 months and an increase in both road deaths and monthly fines, the warning sign rule was reinstated. Keep an eye out for these signs to avoid being fined on NSW roads.

 

Double Demerit Points on Public Holidays

If you are spending your holidays in NSW, you may want to be extra careful on the road. On certain public holidays each year, offending drivers in NSW will receive double the usual demerit points for that offence. While the list of exact dates changes every year, the police force releases an up-to-date list annually. Ensure you check this list before you hit the road in NSW to avoid hefty fines on those days.

 

Don’t Use Your Phone While Driving

While you, of course, shouldn’t be using your phone while driving anywhere in Australia, NSW is particularly strict when it comes to this rule. The only operation of your phone that is permitted is answering your phone through voice activation or hands-free BlueTooth technology. You may also use your phone’s GPS function only while your phone is securely mounted to your dash and doesn’t obscure the road. 

All NSW drivers are never permitted to touch their phones while driving or even when stopped. Learners and provisional drivers are not permitted to use their phones in any capacity while driving, even through voice activation or Bluetooth.

 

Driving Rules in NSW

 

 

Don’t Splash Pedestrians at Bus Stops

An extremely specific rule for NSW drivers is that you are not allowed to drive through a puddle and splash pedestrians waiting at a bus stop. The rule even goes so far as to stipulate that you must slow down or even stop if necessary to avoid splashing bus stop pedestrians. While a strange rule, breaking it could leave you with a hefty fine.

 

CTP Greenslip

One thing that all NSW drivers need is Compulsory Third Party Insurance or a Greenslip. This type of insurance provides compensation for NSW drivers who are injured or killed in an accident. You are not permitted to drive on any NSW road without CTP insurance.

 

Get A Greener CTP Green Slip Quote

Want to compare the best green slip rates from leading providers? Use our Greenslip Calculator. We not only provide you with insurer direct prices but plant a tree for every green slip sold through our environmental partners.

 

business quote icon

Individual
Quote

business quote icon

Business
Quote

Start a quote today

Start a quote today

Just a friendly reminder before you start….

DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

By clicking on the "I Agree" button below, you agree that you've read and understood the Duty of Disclosure and website Terms of Use.

Please read our Financial Services Guide to help you make an informed decision about whether to use the financial services we offer.

Please read the relevant Product Disclosure Statement for full details before deciding about the right cover for you.

Please be aware that all communication will be via phone, email or text. We do not mail any correspondence.

Call Now Button