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News Articles

Truck CTP Insurance and Fleet Management: Streamlining Coverage for Multiple Vehicles

September 25, 2023

Having a fleet of commercial trucks is not merely a symbol of thriving business; it’s a testament to the prowess of Australia’s logistics and transport backbone. Managing such a fleet is no walk in the park. Among the many responsibilities lies the crucial task of ensuring each truck has its CTP insurance in place. Enter […]

NSW Road Infrastructure Projects: Enhancing Transportation and Connectivity

September 18, 2023

As you navigate the intricate web of NSW roads and infrastructure, you’ve likely encountered some roadwork signs, detours, and perhaps even newly inaugurated stretches of tarmac. These are all a part of the ongoing NSW road infrastructure projects aimed at enhancing our state’s transportation and connectivity.   In this blog, we’ll delve into some of […]

Avoiding Traffic Jams: Tips and Apps for Smooth Commutes

September 11, 2023

Ah, the dreaded traffic jam—a driver’s nightmare, especially when you’ve got places to be and people to see.    If you’ve found yourself stuck in gridlock one too many times in NSW, you’re not alone. In this comprehensive guide, we’ll explore tips and tricks to help you steer clear of congested roads. We’ll also delve […]

Car Insurance Providers in NSW: Compare and Save on Auto Coverage

September 4, 2023

Car Insurance Providers in NSW   Hello, NSW drivers! If you’re in the market for car insurance in NSW, or just looking to compare your current policy against others, you’re in the right place. Finding the best car insurance providers that meet your needs can be a bit of a puzzle, especially with the variety […]

Truck CTP Insurance: A Comprehensive Guide to Coverage for Commercial Vehicles

August 28, 2023

Owning a commercial truck or operating a fleet in New South Wales (NSW) isn’t just about meeting business goals; it’s also about fulfilling important legal obligations. One of these obligations is ensuring that each vehicle has a Compulsory Third Party (CTP) insurance policy, commonly known as a “Green Slip.”    In this comprehensive guide, we […]

Essential Road Rules and Safety Tips for a Safe Journey

August 14, 2023

Driving in the picturesque landscapes of New South Wales is a beautiful experience, especially with the vibrant cityscape of Sydney acting as a backdrop. However, whether you’re accustomed to the Sydney driving routine or are new to NSW roads, it’s essential to be well-versed with the unique road rules of the state.    Let’s embark […]

NSW Traffic Fines and Penalties: Understanding the Consequences of Traffic Offences

August 10, 2023

Every day, thousands of drivers hit the roads in New South Wales, trusting that fellow road users are aware of the rules and abide by them. Yet, as most NSW drivers would attest, that’s not always the case.    Traffic offences, whether intentional or not, can lead to significant consequences in terms of fines, penalties, […]

Top 10 Scenic Drives in NSW: Exploring the Beauty of New South Wales

August 7, 2023

10 Best Scenic Drives in NSW   For drivers in New South Wales, the journey can be just as mesmerising as the destination. From the lush hinterlands to the rugged coastal cliffs, NSW boasts some of the most stunning landscapes in Australia.    Fasten your seatbelts and get ready to embark on unforgettable adventures as […]

The Impact of Driving History on CTP Insurance Premiums

July 17, 2023

Have you ever wondered how your driving history affects the cost of your CTP insurance premiums?    As responsible drivers, we understand the importance of having insurance coverage to protect ourselves and others on the road. In New South Wales (NSW), Compulsory Third Party (CTP) insurance, also known as Greenslip insurance, is mandatory for all […]

Keeping Your Car Roadworthy in NSW

July 5, 2023

As a responsible driver in New South Wales (NSW), it’s crucial to ensure that your vehicle is roadworthy to promote safety and comply with the state’s regulations. Understanding what roadworthy means and how to conduct a roadworthy check at home can help you stay safe on the roads.   This blog will provide you with […]

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DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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