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News Articles

Understanding Car Insurance Options in NSW

February 1, 2024

Navigating car insurance in New South Wales (NSW) can be a complex process, with a variety of options available to suit different needs and circumstances. This blog aims to demystify car insurance options for NSW drivers, helping you make informed decisions about the coverage that’s right for you.     The Basics of Car Insurance […]

Top Car Safety Features to Look for in 2024

January 25, 2024

Welcome to our exploration of the top car safety features to look for in 2024. As a driver in New South Wales (NSW), it’s crucial to be informed about the latest advancements in vehicle safety. This guide is designed to help you understand the most important car safety features, so you can make informed decisions […]

CTP Insurance for Rideshare Drivers: Navigating Coverage Options

January 18, 2024

CTP Insurance for Rideshare Drivers   Welcome to our detailed exploration of Compulsory Third Party (CTP) insurance, especially tailored for rideshare drivers in New South Wales (NSW). This blog aims to demystify the complexities of CTP insurance coverage, providing you with a clear understanding of your options and obligations.     Understanding CTP Insurance for […]

CTP Insurance Reforms in 2023: What You Need to Know

January 11, 2024

Welcome to our comprehensive guide on the Compulsory Third Party (CTP) insurance reforms in New South Wales (NSW) for 2023. This blog is designed to keep you, the drivers of NSW, informed and prepared for the changes in the CTP scheme. Our goal is to provide you with helpful, human-centric, and engaging information, presented in […]

Truck CTP Insurance Claims: Steps to Take After an Accident

December 21, 2023

As truck drivers or fleet managers in New South Wales (NSW), being well-versed in handling CTP (Compulsory Third Party) insurance claims is crucial. Accidents, though unfortunate, are a part of life on the road. Knowing the steps to take following an incident not only ensures your safety but also streamlines the process of making a […]

Impaired Driving: CTP Insurance and Legal Consequences

December 14, 2023

Driving impaired is a critical issue in New South Wales (NSW), with significant consequences both legally and for your Compulsory Third Party (CTP) insurance. This blog aims to educate NSW drivers about the risks of impaired driving, its legal repercussions, and how it affects CTP insurance, while also providing valuable prevention tips.   What is […]

The Role of Telematics in CTP Insurance

December 7, 2023

In New South Wales (NSW), every driver knows the importance of Compulsory Third Party (CTP) insurance, colloquially known as a Greenslip. It’s an essential requirement to hit the roads legally and safely. However, what’s revolutionising the CTP insurance landscape is the advent of telematics technology.    This blog explores the transformative role of telematics in […]

Road Rage and CTP Insurance Claims: Handling Aggressive Drivers

November 30, 2023

Road Rage and CTP Insurance Claims   Navigating the roads of NSW can be a complex affair, especially when confronted with aggressive drivers. Understanding how to handle such situations, and the implications for Compulsory Third Party (CTP) insurance claims, is crucial for every driver. This comprehensive guide aims to equip you with the knowledge and […]

Managing Risks in the Trucking Industry: A Guide to CTP and Beyond

November 23, 2023

At Greenslips 4 Earth, we strive to keep NSW truck drivers and fleet owners informed and safe. In this comprehensive CTP guide, we delve into managing risks in the trucking industry, with a specific focus on truck CTP (Compulsory Third Party) insurance and beyond.    Our goal is to help you navigate the complexities of […]

Eco-Friendly Driving To Lower Your CTP Insurance Premium

November 16, 2023

Here at Greenslips 4 Earth, we’re dedicated to helping NSW drivers not only stay safe on the road but also embrace eco-friendly practices. Today, we’re exploring how adopting eco-friendly driving habits can lead to lower CTP insurance premiums.    If you’ve ever wondered, “What is CTP insurance premium, and how can I reduce it?” you’re […]

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DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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