Speak to us today: 1300 593 291

NSW Traffic Fines and Penalties: Understanding the Consequences of Traffic Offences

Every day, thousands of drivers hit the roads in New South Wales, trusting that fellow road users are aware of the rules and abide by them. Yet, as most NSW drivers would attest, that’s not always the case. 


Traffic offences, whether intentional or not, can lead to significant consequences in terms of fines, penalties, and other long-lasting implications. If you’re an NSW driver, understanding these rules and the resulting NSW traffic fines is essential.


Let’s delve into a comprehensive NSW traffic fines list, the penalties associated with them, and the ramifications of violating the state’s traffic rules.


NSW Traffic Fines and Penalties


NSW Traffic Fines List and Associated Penalties




One of the most common traffic offences, speeding, has different levels. The fines increase with the severity:

  • Exceeding the speed limit by up to 10km/h: $128 and 1 demerit point.
  • Exceeding the speed limit by over 10km/h but not over 20km/h: $295 and 3 demerit points.
  • Higher speeds lead to even heftier fines and more demerit points.


Mobile Phone Usage


If caught using a mobile phone while driving (unless in a hands-free manner):

  • Fine of $362 and 5 demerit points (doubled during double demerit periods).

Not Wearing a Seatbelt


This basic safety rule, when violated, attracts:

  • $362 fine and 3 demerit points.


Running a Red Light


Not stopping at a red traffic light or arrow results in:

  • $457 fine and 3 demerit points.


Driving Under the Influence


If found driving with an illegal level of alcohol or drugs:

  • Penalties vary based on the level of intoxication but can range from substantial fines to imprisonment.


Remember, you can always check traffic fines in NSW via the official NSW government website to stay updated on the latest changes or to verify the amount for any specific offence. Moreover, if you’re unsure about any fines you might have incurred, figuring out how to check traffic fines in NSW is straightforward on the official portal.


Consequences Beyond Fines


While the immediate impact of traffic offences is monetary, understanding the extended consequences is vital:


Demerit Points Accumulation


Accumulating too many demerit points within a three-year period can result in the suspension of your driving licence. For unrestricted licence holders, 13 points will lead to a suspension.


Increased Insurance Premiums


Frequent offences can lead to a spike in your vehicle insurance premiums, making it more expensive for you in the long run.


Suspension or Cancellation of Licence


Severe offences, like extreme speeding or driving under the influence, can lead directly to the suspension or even cancellation of your licence.


Legal Repercussions


Repeated traffic violations or involvement in accidents due to negligence can also lead to legal actions, including potential imprisonment.


Impact on Employment


For those whose job involves driving, such as delivery or truck drivers, traffic penalties in NSW can significantly impact employability and job security.


The Role of Greenslips in NSW


In NSW, it’s mandatory for all drivers to have a Greenslip or Compulsory Third Party (CTP) insurance. This insurance covers the medical costs of any person injured in a vehicular accident where you’re the at-fault driver. Given the stringent penalties and the empathetic approach of NSW towards accident victims, ensuring you’re covered with a Greenslip is non-negotiable.


For many, finding the right Greenslip can seem daunting. This is where Greenslips 4 Earth comes into play. We allow you to effortlessly compare Greenslips prices from leading insurers, ensuring you get the best possible coverage at the most affordable rate.


Avoid Driving Fines NSW


Traffic rules and regulations aren’t mere guidelines; they’re there to ensure everyone’s safety on the road. The NSW traffic penalties serve as reminders of the significance of these rules. While nobody is perfect and mistakes can happen, being informed can help reduce inadvertent violations.


Remember to drive safely, know the rules, and always ensure you’re covered with the necessary insurance. After all, the true essence of driving is not just reaching your destination, but ensuring everyone reaches theirs safely.

Stay updated, stay insured, and drive responsibly. For all your Greenslip needs, Greenslips 4 Earth is here to guide you every step of the way. Safe driving!

business quote icon


business quote icon


Start a quote today

Start a quote today

Just a friendly reminder before you start….


Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.


If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

By clicking on the "I Agree" button below, you agree that you've read and understood the Duty of Disclosure and website Terms of Use.

Please read our Financial Services Guide to help you make an informed decision about whether to use the financial services we offer.

Please read the relevant Product Disclosure Statement for full details before deciding about the right cover for you.

Please be aware that all communication will be via phone, email or text. We do not mail any correspondence.

Call Now Button