A green slip price check shows you what each licensed NSW insurer charges for your vehicle, side by side, in a few minutes. Six insurers are licensed to sell green slips in New South Wales — AAMI, Allianz, GIO, NRMA Insurance, QBE and Youi — and the price can differ by a lot between them for the same car and the same driver.
You do not need to ring six insurers to find out. One form gives you all six prices at insurer-direct rates, and Greenslips 4 Earth never adds fees or charges on top.
Run a green slip price check now.
What is a green slip price check?
It is an online tool that shows CTP green slip prices from every licensed insurer in NSW at once.
CTP insurance, known as a green slip, is compulsory before you can register a vehicle in New South Wales. It covers the cost of injuries to people hurt in a motor vehicle accident involving your car — medical treatment, rehabilitation and lost income for the injured person. It does not cover vehicle damage or property damage, which is what car insurance is for.
Because the cover is set by law, every insurer gives you the same protection. What changes is the price. That is the entire reason a price check exists.
Can you get a green slip quote online?
Yes, for most vehicles. Sedans, SUVs and goods-carrying vehicles under 4,500 kg can be quoted and bought online, and the policy details usually reach Service NSW within an hour, so you can finish your registration the same day.
What you will not get is a sales call before you see a number. Insurers cannot discount outside the price they have filed with the State Insurance Regulatory Authority, so there is nothing for a salesperson to negotiate. The price you see is the price.
If your registration has already lapsed, timing matters. More than 21 days overdue and you can only take a 12-month term. More than 90 days and the registration is cancelled, which means a blue slip inspection before you can register again.
Why do the six insurers charge different prices?
Because each one weighs risk differently, using rating factors approved by SIRA.
The main ones:
- Your vehicle — make, model, age and vehicle type. Utes and light goods vehicles are often priced differently from ordinary passenger vehicles
- Where it is garaged — a Sydney NSW address usually costs more than a country one
- Who drives it — the age of the youngest driver, including any learner drivers or someone on a provisional licence
- Your record — driving history, demerit points, licence suspensions, any serious driving offence, and your claims history
- How you use it — private or business use
- Other cover you hold — some insurers consider what other insurance you have on the vehicle
Two fixed pieces sit inside every quote as well. The Fund Levy is set by SIRA rather than your insurer, so it is identical wherever you buy, and the total price always includes the Fund Levy and GST.
Demerit points affect your price, but not by the same amount at every insurer. That is why the cheapest insurer for a clean record is not always the cheapest one for a driver carrying points.
What details do you need for a price check?
Have these on hand and it takes a couple of minutes:
- Your vehicle’s registration number, or the VIN if it is not registered yet
- Your NSW driver licence
- The address where the car is garaged
- The date of birth of the youngest driver
- Your renewal notice, if you are renewing
- Whether the vehicle is used privately or for business
Enter your driving record honestly. A quote built on a tidier history than you actually have will not survive the insurer’s own check.
When will you need to call instead?
Some vehicles cannot be priced online, and it is better to know before you start.
You will need to call for a vehicle over 4,500 kg, a bus, a fleet, or a conditionally registered vehicle. A small number of garaging locations also need a phone quote. [VERIFY with ops: confirm the current phone-quote triggers, including whether utes are affected, and confirm the correct contact number — the calculator and the FAQ currently show different ones.]
If your vehicle is a truck, our guide to comparing truck green slips by size explains how the weight bands work before you ring anyone.
Can you change CTP insurer at renewal?
Yes. You can switch to a different licensed insurer when you renew, and the change takes effect at the start of the new registration period. There is no penalty and no paperwork to chase — your new insurer notifies Service NSW.
This is the moment most people leave money on the table. A renewal notice shows you one insurer’s price, not the market. Running a price check first tells you whether staying put is actually the cheaper option, and our post on when switching costs you more covers the times it is not.
Can you cancel a green slip and get money back?
Only if the vehicle comes off the road. Cancelling a green slip means cancelling the registration with Transport for NSW and handing in the number plates first. The insurer then refunds the unused portion of the premium, worked out pro rata and less costs.
Selling the car does not qualify, because the green slip transfers to the new owner with the registration. Our green slip refund guide walks through the order you need to do it in.
Key points
- Six insurers are licensed to sell green slips in NSW, and the same car can attract very different prices
- Every green slip gives the same cover, because it is set by law
- Insurers cannot discount below the price they filed with SIRA
- Most light vehicles under 4,500 kg can be quoted and bought online
- Policy details usually reach Service NSW within an hour
- The Fund Levy and GST are inside every quote, and the levy is the same at every insurer
- You can change insurer at renewal, with the change starting at the new registration period
- Vehicles over 4,500 kg, buses and fleets need a phone quote
Compare all six insurers in the green slip calculator before your registration falls due.
People Also Ask: Green Slip Price Check
1. Is the green slip price check free?
Yes. Running a price check costs nothing, and Greenslips 4 Earth does not add fees or charges to insurers’ direct prices.
2. Do I get a cheaper green slip by going direct to the insurer?
No. Each insurer must charge the price it filed with SIRA, so the same details produce the same price whether you go direct or use a comparison tool. What you save by comparing is the time it takes to ask six insurers separately.
3. How long does a green slip price check take?
A few minutes if you have your registration number, licence and garaging address ready. Buying online is quick too, and the policy usually reaches Service NSW within an hour.
4. Does my driving record change the price?
Yes. Driving history, demerit points, licence suspensions and claims history all feed into the price, and each insurer weighs them differently. That is why comparing matters more, not less, if you have points.
5. What is the Fund Levy on my green slip?
A fixed charge set by SIRA that helps fund the scheme, including lifetime care for people catastrophically injured in a motor accident. It is the same amount whichever insurer you choose, and it is already included in the price you are shown.
