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News Articles

Driving in Bad Weather Conditions: Rain, Fog, and More

June 21, 2023

Driving in bad weather conditions can be a daunting task. With the right knowledge and preparation, you can navigate the roads safely, even in adverse weather driving conditions.    In New South Wales (NSW), where weather conditions can be unpredictable, it’s essential for drivers to understand the potential dangers and adapt their driving techniques accordingly. […]

Child Restraint Laws in NSW: Ensuring Safety for Young Passengers

June 3, 2023

As responsible drivers, it is our duty to prioritise the safety and well-being of all passengers, especially children. In New South Wales (NSW), there are strict laws in place to ensure that children are properly secured in appropriate restraints while travelling in vehicles.    In this blog, we will explore the child restraint laws in […]

Sharing the Road: Guidelines for Interacting with Cyclists, Pedestrians, and Motorcyclists

May 20, 2023

As drivers, it is our responsibility to ensure the safety and well-being of all road users, including cyclists, pedestrians, and motorcyclists. Sharing the road harmoniously not only promotes safer travel but also fosters a sense of community and respect among all users.    In this blog, we will explore the relevant laws and guidelines for […]

Demerit Points System in NSW

May 8, 2023

How It Works and How to Avoid Accumulating Points   Driving is an essential part of our lives, providing us with convenience and independence. However, it’s important to remember that driving comes with certain responsibilities. In New South Wales (NSW), the demerit points system is in place to encourage safe driving practices and deter dangerous […]

Understanding The Road Rules In NSW

April 28, 2023

A Comprehensive Guide For Drivers   Driving is an essential part of our lives, providing us with the freedom and convenience to travel wherever we need to go. However, with this freedom comes the responsibility to ensure the safety of ourselves and others on the road. Each state in Australia has its own set of […]

How to Handle A Car Accident Insurance Claim

April 14, 2023

Car accidents are an unfortunate reality on the roads of New South Wales (NSW) and can often leave drivers overwhelmed, confused, and unsure of what steps to take next. Whether you are a new driver or have been on the road for years, knowing how to handle a car accident insurance claim is crucial to […]

Greenslips4Earth: A Different Kind of Insurance Company

February 23, 2023

In the world of auto insurance, the need for Compulsory Third Party (CTP) insurance is mandatory. CTP insurance providers in NSW are required to offer coverage for personal injury or death that occurs as a result of a motor vehicle accident.    Although these CTP insurance providers are mandated to provide coverage, the policies they […]

Petrol Efficiency: How To Save Money On Fuel

February 10, 2023

As a driver, one of the most significant expenses you may have is filling up your tank with petrol. Fortunately, there are several fuel-saving tips that you can implement to help you save money on fuel. In this article, we will provide some practical tips on how to save fuel while driving and get better […]

Going Green With Your CTP Insurance

January 28, 2023

In today’s world, more and more people are becoming aware of the impact their actions have on the environment. The same goes for the insurance industry, where consumers are now looking for environmentally friendly options. That’s where sustainable CTP (compulsory third-party) green slip insurance comes in.   What Is CTP Insurance?   CTP insurance, also […]

Vehicle Emission Offset Scheme

January 15, 2023

The NSW Vehicle Emission Offset Scheme   As the effects of climate change continue to worsen, governments around the world are taking steps to reduce carbon emissions. In New South Wales, Australia, the government has launched the Vehicle Emission Offset Scheme (VEOS), which aims to reduce the carbon emissions produced by vehicles.     What […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

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If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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