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Tips For Driving On Different Types of Terrain Safely

December 7, 2020

Some roads are more challenging to drive on than others. If you’re a car owner, it’s essential to have excellent driving skills to pass through various terrains safely.    Different conditions need extra caution when driving to avoid motor vehicle accidents. Greenslip insurers consider whether you’ve been involved in an accident before, which is why […]

All You Need To Know About Your CTP Insurance Coverage

November 24, 2020

Getting a CTP policy is compulsory for every car owner in Australia. But, there’s a lot of confusion about what CTP green slips cover. We rounded up some of your biggest questions regarding CTP insurance and answered them in this comprehensive guide.     What Is CTP Insurance?   A Compulsory Third Party (CTP) policy […]

12 Free Apps That Will Prevent You To Text And Drive

November 9, 2020

Distracted driving while using our mobile phones is considered hazardous. It can also increase the risks of being involved in a motor vehicle accident. Fortunately, there are free apps you can use to get rid of the temptation of using your phone while driving.     Benefits of Using Safe Driving Apps  Installing these free […]

7 Must-Have Emergency Items To Keep In Your Car

October 26, 2020

Are you prepared should your car battery die, or your tyre goes flat? These types of unfortunate events can happen at any time on the road. Bringing emergency items with you can save you from these unexpected situations. So, we list below seven things that every car owner should always have in their car, whether […]

How Installing A Dashcam Affects Your CTP Insurance

October 2, 2020

Dashcams are useful devices in case of a motor vehicle accident or theft. One in five Australian drivers own a dashcam, according to a study. It’s also a great tool that provides concrete evidence for your CTP insurance claims. Find out the benefits of using a dashcam and how it affects your CTP insurance (NSW). […]

5 Best Ways To Avoid Truck Accidents On The Road

September 18, 2020

It’s not easy to drive a truck for a living. Truck drivers have a huge responsibility in keeping themselves and other people safe. That’s why it’s a task that requires a great deal of skill and alertness.      Truck drivers put their life on the line every time they hit the road. A study […]

How To Determine The Price Of CTP Green Slips For Trucks

September 11, 2020

As the name suggests, all vehicles in NSW need to get Compulsory Third Party (CTP) insurance. This means that it’s a legal requirement to get insurance for all your business vehicles, including trucks and buses.      We set out to discover all the essential things you should know about CTP green slips for trucks.  […]

How to Stay Focus and Alert While Driving

September 9, 2020

Drowsy driving is just as dangerous as driving under the influence of alcohol. Taking your eyes off the road, even for a split-second, is deadly. That’s why NSW CTP insurance holds at-fault drivers accountable and make sure that the victims are compensated.   Luckily, there are things you can do to stay focused and alert […]

A Complete Guide On CTP Claims in NSW

August 19, 2020

Car accidents are unpredictable and scary. It rattles the best of us, no matter how small it is. So, we need to know the next steps to make sure that we’re going to be compensated for the injuries or damages we incur.      If you’re unsure how to claim, here are all the things […]

All You Need To Know About Demerit Points in NSW

August 8, 2020

Who wants to drive on safe roads?   We know you do! That’s why the demerit point system makes drivers accountable for bad driving behaviour. So, if you’re caught violating road rules, you’ll get penalised with demerit points. This leads to financial liabilities and you can even get your driver’s licence suspended.     In […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

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If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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