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How To Determine The Price Of CTP Green Slips For Trucks

September 11, 2020

As the name suggests, all vehicles in NSW need to get Compulsory Third Party (CTP) insurance. This means that it’s a legal requirement to get insurance for all your business vehicles, including trucks and buses.      We set out to discover all the essential things you should know about CTP green slips for trucks.  […]

How to Stay Focus and Alert While Driving

September 9, 2020

Drowsy driving is just as dangerous as driving under the influence of alcohol. Taking your eyes off the road, even for a split-second, is deadly. That’s why NSW CTP insurance holds at-fault drivers accountable and make sure that the victims are compensated.   Luckily, there are things you can do to stay focused and alert […]

A Complete Guide On CTP Claims in NSW

August 19, 2020

Car accidents are unpredictable and scary. It rattles the best of us, no matter how small it is. So, we need to know the next steps to make sure that we’re going to be compensated for the injuries or damages we incur.      If you’re unsure how to claim, here are all the things […]

All You Need To Know About Demerit Points in NSW

August 8, 2020

Who wants to drive on safe roads?   We know you do! That’s why the demerit point system makes drivers accountable for bad driving behaviour. So, if you’re caught violating road rules, you’ll get penalised with demerit points. This leads to financial liabilities and you can even get your driver’s licence suspended.     In […]

Types of Car Insurance

July 21, 2020

It’s no secret that Aussies prefer to travel by car. That’s why buying a new automobile is exciting. But, it’s also essential to get the appropriate level of insurance to give you peace of mind in the event of a road accident. If you get involved in a motor accident, the right insurance would offer […]

10 Tips on Buying a Second-Hand Car

June 26, 2020

Everyone wants a shiny new car, but not everyone sees the extra fees and paperwork that comes with buying one.  With a hefty price to pay and a lot of paperwork, more people are opting to buy 2nd-hand cars. However, purchasing a used car is not always a walk in the park either.  You can […]

7 Best Economical Cars To Own If You Want To Save More Money

June 10, 2020

For many young adults and first-time vehicle owners, it makes sense to choose a car that is fuel-efficient. In the wake of the Covid-19 crunch, many who have previously owned a vehicle are also looking to downsize or find one that is more suited to their budget.   And of course, we would be remiss […]

Lockdown is lifted, we’re back on the road!

May 11, 2020

According to the news, lockdown is easing across Australia and will start to be lifted in NSW at the end of this week. Aussies did a good job flattening the curve! Changes will begin to take place from Friday. Life will gradually return to normal. Many have been severely disadvantaged by the lockdown and some […]

How to Avoid Driving Accidents in NSW

April 23, 2020

In 2019, there were 1200 fatalities in Australia involving road and driving accidents. When driving, it is always important to be extra careful. There are many lives at risk when you are on the road. Although accidents can, at times, be unavoidable, there are steps you can take to help lessen the chances.      […]

How to proceed when someone without a greenslip gets into a motor vehicle accident?

April 6, 2020

We hope you never have to be in the unfortunate situation of dealing with someone who doesn’t have insurance in a car accident. Sadly, there are many people who may be irresponsible and drive without motor vehicle greenslip insurance. This is, above all, illegal and similar conditions apply for not having proof of insurance or […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

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If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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