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News Articles

CTP Insurance: What It Is, What It Is Not

March 30, 2019

Nothing can ever compare to the joys of purchasing a new car. As a responsible driver, it is important when securing your car purchase to also include getting insurance. In NSW, greenslip or Compulsory Third Party (CTP) Insurance, as the name entails, is one of the most important things to secure. Securing a greenslip is […]

Current NSW CTP Scheme Changes

February 11, 2019

Since early 2016, the NSW CTP Greenslip scheme changes have been under review, aiming to address concerns and improve the effectiveness of the current NSW CTP Scheme. The Minister for Innovation and Better Regulation, Victor Dominello, has recognised the need for a comprehensive evaluation of the CTP scheme and has actively sought feedback from all […]

Understanding The Various Car Insurance Types

February 3, 2019

It’s no secret that Aussies prefer to travel by car. That’s why it’s also essential to get the appropriate level of insurance to give you peace of mind in the event of a road accident. If you get involved in a motor accident, the right insurance would offer financial protection for personal injuries and/or property […]

The Importance of CTP Greenslips in New South Wales

February 3, 2019

There is a legal requirement for all motor vehicles used on NSW roads or road-related areas to be registered. To be registered you must have a current CTP green slip. This highlights the CTP green slip importance for all NSW drivers. Without CTP, you won’t be able to legally drive on any NSW roads.   […]

Growing Trees With G4E’s NSW Greenslip

January 18, 2019

Trees provide sustenance for almost all other living things. They absorb carbon dioxide, produce oxygen, replenish nitrogen, absorb extra moisture in the soil, and create habitats for living things. It plays a big part in controlling the climate and reducing erosion. To satisfy the growing needs of man, we’ve left our largest forests bald without […]

What does a Greenslip cover me for?

September 17, 2018

What does CTP insurance cover in NSW? While all drivers in NSW are required to have CTP insurance, you may not be aware of what a greenslip covers and for who. Let’s break down what CTP greenslip cover is, why you need it, and what it covers you for.   What Is A CTP Greenslip […]

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Just a friendly reminder before you start….

DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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