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5 Wise Tips to Renewing Your CTP Insurance

January 4, 2021

Are you renewing your CTP insurance? Follow these simple yet helpful tips that can save you big on your green slip purchase.   Why It’s Important To Renew Your CTP Insurance Immediately   CTP Insurance is required by law, and if this law is not followed, it can lead to heavy penalties. NSW drivers are […]

A Complete Guide On Heavy Vehicle Roadworthiness In NSW

December 28, 2020

Before you look for a cheap green slip quote, do you need to register or renew the registration of your heavy vehicle? In order to register your heavy vehicle in NSW, you will need to pass an inspection. Depending on your vehicle and its use, this will either be performed at a Heavy Vehicle Authorised […]

5 Reasons Why You Shouldn’t Drink And Drive

December 21, 2020

Driving a vehicle isn’t an easy task. It takes coordination, concentration, and the ability to process information quickly and react accordingly. Being intoxicated hinders all of these abilities. The result is that you’re much more likely to get in or cause a road accident if you choose to drink and drive.   There are many […]

7 Car Safety Features For Avoiding Motor Vehicle Accidents

December 14, 2020

There’s no getting around it – driving is dangerous. With road fatalities rising each year, it’s up to every driver to maximise their road safety. While one way to prepare for risk is to ensure you have up-to-date NSW CTP insurance, there are several car safety features that could prevent you from getting in an […]

Tips For Driving On Different Types of Terrain Safely

December 7, 2020

Some roads are more challenging to drive on than others. If you’re a car owner, it’s essential to have excellent driving skills to pass through various terrains safely.    Different conditions need extra caution when driving to avoid motor vehicle accidents. Greenslip insurers consider whether you’ve been involved in an accident before, which is why […]

All You Need To Know About Your CTP Insurance Coverage

November 24, 2020

Getting a CTP policy is compulsory for every car owner in Australia. But, there’s a lot of confusion about what CTP green slips cover. We rounded up some of your biggest questions regarding CTP insurance and answered them in this comprehensive guide.     What Is CTP Insurance?   A Compulsory Third Party (CTP) policy […]

12 Free Apps That Will Prevent You To Text And Drive

November 9, 2020

Distracted driving while using our mobile phones is considered hazardous. It can also increase the risks of being involved in a motor vehicle accident. Fortunately, there are free apps you can use to get rid of the temptation of using your phone while driving.     Benefits of Using Safe Driving Apps  Installing these free […]

7 Must-Have Emergency Items To Keep In Your Car

October 26, 2020

Are you prepared should your car battery die, or your tyre goes flat? These types of unfortunate events can happen at any time on the road. Bringing emergency items with you can save you from these unexpected situations. So, we list below seven things that every car owner should always have in their car, whether […]

How Installing A Dashcam Affects Your CTP Insurance

October 2, 2020

Dashcams are useful devices in case of a motor vehicle accident or theft. One in five Australian drivers own a dashcam, according to a study. It’s also a great tool that provides concrete evidence for your CTP insurance claims. Find out the benefits of using a dashcam and how it affects your CTP insurance (NSW). […]

5 Best Ways To Avoid Truck Accidents On The Road

September 18, 2020

It’s not easy to drive a truck for a living. Truck drivers have a huge responsibility in keeping themselves and other people safe. That’s why it’s a task that requires a great deal of skill and alertness.      Truck drivers put their life on the line every time they hit the road. A study […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

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If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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