Greenslips 4 Earth helps NSW drivers compare and buy CTP green slip insurance from licensed insurers in New South Wales.
This post answers the frequently asked questions about green slip prices, CTP green slip renewal, claims, conditional registration, trailers, and how your policy supports environmental projects.
1. About Greenslips 4 Earth
Who is Greenslips 4 Earth and how does it work?
Greenslips 4 Earth is a NSW‑based CTP green slip provider that works with licensed CTP insurers to offer NSW CTP green slip insurance online. It lets you compare NSW green slip prices and buy a policy, while funding tree‑planting projects through each eligible policy.
Read more: About Greenslips 4 Earth
Is Greenslips 4 Earth a CTP insurer or a comparison service?
Greenslips 4 Earth is an authorised provider and comparison service that offers policies from all licensed NSW CTP insurers, rather than a separate insurer brand. It helps you choose and buy a NSW CTP green slip from existing insurers in the NSW CTP scheme.
Read more: Which CTP Insurers Sell CTP Greenslip Insurance?
Is Greenslips 4 Earth a legitimate service?
Yes, Greenslips 4 Earth is a legitimate, authorised provider of NSW CTP insurance, with policies regulated under NSW law. It uses regulated prices from licensed insurers and has independent reviews on platforms like Trustpilot and ScamAdviser.
Read more: Greenslips4Earth – A Different Kind of Insurance Company
How does Greenslips 4 Earth help the environment?
For every eligible CTP policy sold, Greenslips 4 Earth funds tree‑planting and other environmental projects in partnership with environmental organisations. This means your compulsory green slip supports road safety and the environment at the same time.
Read more: Importance of CTP Green Slips in NSW
2. CTP Green Slip Basics
Why is it called a green slip?
The name dates back decades to when the Roads and Traffic Authority in NSW used colour‑coded paper forms for different registration requirements. A pink slip was for vehicle safety inspections, a blue slip for first‑time or interstate registrations, a brown slip for heavy vehicle inspections, and a green slip for your CTP insurance policy. The paper forms are long gone, but the names stuck.
Read more: CTP Insurance Simplified: What Every NSW Driver Must Know
What is a CTP green slip in NSW?
A green slip is the common name for CTP green slip insurance in New South Wales. It is a compulsory third party (CTP) policy that covers compensation for people injured in a motor vehicle accident, and you cannot complete your vehicle registration through Service NSW without a valid CTP policy.
Read more: CTP Insurance Simplified: What Every NSW Driver Must Know
What does green slip insurance cover?
CTP insurance cover pays for medical expenses, medical treatment, rehabilitation and lost income (through income support payments) for people injured in a road accident involving your vehicle. It can cover drivers, passengers, pedestrians and cyclists — even if you were the at‑fault vehicle driver — subject to scheme rules.
Read more: Importance of CTP Green Slips in NSW
Does my green slip cover damage to other vehicles?
No. A green slip does not cover damage to your car or to other vehicles or property. Third party CTP insurance only covers personal injury. To cover damage to your own car and other people’s vehicles, you need separate comprehensive car insurance or third party property insurance.
Read more: CTP Insurance Simplified
What is the difference between a green slip and a pink slip?
A green slip is your compulsory third party CTP insurance, which covers injuries to people. A pink slip is a safety inspection report (eSafety check) that proves your vehicle is safe to drive before you renew registration. In NSW, older vehicles often need a pink slip before you can buy your green slip and renew rego.
Read more: What You Need to Know About the Different Greenslip Prices
3. Pricing & Quotes
How much does a green slip cost?
Green slip prices vary for every driver based on rating factors such as vehicle type, vehicle age, garaging postcode, driver age and driving history. Because CTP green slip prices are set independently by each CTP insurer within SIRA‑approved bands, the exact green slip cost can differ by hundreds of dollars between brands for the same vehicle and driver.
Read more: How Is the CTP Insurance Price Set for Each Motor Vehicle?
How often do CTP green slip prices change?
NSW CTP insurers can change their green slip prices several times a year by filing new rates with SIRA under the “file and write” system. Because each insurer files independently, the cheapest insurer can change from month to month. This is why comparing quotes at every renewal — rather than auto‑renewing — can save you money.
Read more: Why Your NSW Green Slip Went Up in 2026
How can I check my green slip quote?
The fastest way to check your green slip quote is to use an online green slip calculator. It shows quotes from all licensed NSW CTP insurers in one place, helping you find the lowest CTP premium rather than just letting your current policy automatically renew.
Read more: Green Slip Compare Prices & Why CTP Rates Change
What is the fund levy on my green slip?
A portion of your green slip premium is collected as a fund levy rather than going to the CTP insurer. This levy pays for lifetime care for people with a serious injury, ambulance and public hospital treatment, and other scheme costs managed by the State Insurance Regulatory Authority (SIRA) under the NSW CTP scheme.
Read more: How Is the CTP Insurance Price Set for Each Motor Vehicle?
Does my driving history change what insurers charge?
Yes. If you have traffic offences, demerit points, or a poor claims history, NSW CTP insurers may place you in a higher risk category. This can increase your NSW CTP insurance premium compared with a driver with a good record, even when everything else about the motor vehicle is the same.
Read more: Why Did My Green Slip Quote Change?
Do safety features lower my green slip cost?
Modern safety features can reduce the chance and severity of a vehicle accident, which over time can affect the overall claim costs for that vehicle type. However, CTP insurers mainly set the CTP insurance premium using broader rating factors such as vehicle class, age, postcode and driver profile — rather than discounting for individual aftermarket accessories.
Read more: How Is the CTP Insurance Price Set for Each Motor Vehicle?
4. Buying & Renewal
How do I get a green slip online?
You can get a green slip online by comparing quotes from all licensed insurers through an authorised provider like Greenslips 4 Earth. After you choose a policy and pay the CTP insurance premium, your CTP details are sent electronically to Service NSW so you can register your vehicle or renew rego.
Read more: Greenslip Calculator | Greenslips4Earth
Why can’t I buy my CTP green slip online?
Online CTP quotes and purchases are available for most light vehicles — sedans, utes, SUVs and goods‑carrying vehicles under 4,500 kg GVM. If your vehicle is a truck, bus or heavy vehicle over 4,500 kg GVM, you will need to get a quote by phone (1300 593 291) as these vehicle classes are not available through online calculators.
Read more: Truck CTP Insurance for Owner‑Operators
How long does it take for my green slip to reach Service NSW?
When you buy CTP insurance online through Greenslips 4 Earth, your CTP policy details are usually sent to Service NSW within an hour. This means you can often complete your registration or renewal on the same day, as soon as your payment is processed.
Read more: Your CTP Green Slip Renewal NSW
How does CTP green slip renewal work in NSW?
Before your rego expires, you receive a renewal notice from Service NSW and often a renewal offer from your current insurer. To complete your CTP green slip renewal, you can pay that amount to automatically renew, or compare quotes and switch to a different insurer if you find a cheaper green slip premium.
Read more: 5 Helpful Tips for Renewing Your CTP Insurance Right Away
Should I renew with brands like GIO, Youi or Allianz?
Many drivers search for terms like “Youi green slip renewal”, “renew GIO green slip online” or “Allianz CTP renewal” because they know these brands. However, green slip prices change several times a year, so the cheapest insurer last year may not be the cheapest this year. It is safer to use a calculator to compare all insurers before you buy CTP insurance.
Read more: Should I Switch CTP Insurer This 2026?
Can you get a 6‑month or 3‑month green slip?
Yes. You can buy a 6‑month green slip when you renew registration for a light vehicle for six months, instead of 12 months. A 3‑month green slip is available for heavy vehicles (trucks over 4.5 tonnes GVM) and certain commercial vehicles, not standard passenger cars. The term of your CTP policy must match your registration term.
Read more: How to Determine the Price of CTP Green Slips for Trucks
5. Transfers, Trailers, Conditional Regos & Cancellations
What happens when a new owner takes over a registered vehicle?
When a vehicle is sold in New South Wales, the existing CTP green slip stays with the vehicle and transfers to the new owner with the registration. The new owner usually does not need a new CTP policy until the current rego expires, but should check details and timing before the next CTP renewal.
Read more: Buying Preowned Car Tips Every NSW Buyer Needs
Do I need to buy a green slip for a trailer or caravan?
No. In NSW, light trailers and standard caravans do not require their own separate CTP green slip. The third party CTP insurance of the towing vehicle automatically extends to the trailer while it is attached and being towed on the road.
Read more: CTP Insurance Simplified
What is a conditionally registered vehicle and how does CTP apply?
A conditionally registered vehicle (for example, some farm machinery, plant or industrial vehicles) uses public roads only in limited situations. For eligible vehicles, the CTP insurance is included as part of the conditional registration fees paid to Service NSW, so you do not buy a separate CTP green slip from an insurer.
Read more: CTP Insurance Simplified
Do I need a NSW green slip if I live in another state?
The term green slip is unique to New South Wales. Other Australian states and territories have compulsory third party insurance, but the CTP insurance premium is usually included in your registration fee or arranged differently through each state’s system. You only need a NSW green slip for a vehicle registered in NSW.
Read more: CTP Insurance Simplified
What happens if my registration has lapsed?
If your NSW vehicle registration has lapsed for more than 21 days, you can only purchase a new CTP green slip for a full 12‑month term — the 6‑month option is no longer available. If your registration has lapsed for more than 90 days, your vehicle is effectively de‑registered and you will need a blue slip (identity and standards check) before you can re‑register through Service NSW.
Read more: Your CTP Green Slip Renewal NSW
Can I cancel my green slip and get a refund?
You can cancel a green slip and receive a refund on the unused portion of your premium only after you cancel your vehicle registration with Service NSW, or if you move the vehicle’s registration interstate. You cannot cancel mid‑term just to change insurer while the rego stays active.
Read more: How to Claim Your CTP Green Slip Refund in NSW
6. Accidents, Claims & Scheme Rules
How do I make a CTP claim after a motor accident?
If you are injured in a motor vehicle accident, report it to police and obtain a police event number, often via the Police Assistance Line. You then lodge a CTP claim with the CTP insurer of the at‑fault vehicle. If you do not know the insurer, you can contact CTP Assist at SIRA to find out which insurer to claim against.
You should lodge your claim within 28 days of the accident to receive weekly income payments backdated to the accident date. If you lodge after 28 days, weekly payments may only start from the date you lodge your claim.
Read more: How to Handle a Car Accident Insurance Claim | SIRA: Guide for People Injured in a Motor Vehicle Accident
What is driver protection cover under NSW CTP?
Under the current NSW scheme, almost everyone injured in a motor accident — including the driver most at fault — can access statutory benefits for up to 52 weeks. These cover reasonable medical treatment, a percentage of lost income through income support payments, and paid care while you recover. If you are not at fault and have a non‑threshold injury, benefits can extend beyond 52 weeks. This entitlement is sometimes referred to informally as driver protection cover.
Read more: CTP At‑Fault Driver Protection | SIRA: Motor Accident Guidelines
Are compensation benefits fixed for everyone?
For minor injuries, benefits such as medical expenses and income support payments are paid as statutory benefits for a limited period, regardless of fault. People with a serious injury who are not mostly at fault may also pursue common law damages for longer‑term lost income and care, with help from the insurer’s claims team or a lawyer.
Read more: A Complete Guide on CTP Claims in NSW
What is Lifetime Care and Support?
The Lifetime Care and Support (LTCS) Scheme provides lifelong treatment, rehabilitation and care for people catastrophically injured in a motor vehicle accident in NSW — regardless of who was at fault. A portion of your green slip premium (the fund levy) goes toward funding this scheme. It covers services like medical treatment, home modifications, attendant care and equipment for as long as the participant needs them.
Read more: Importance of CTP Green Slips in NSW | Service NSW: Lifetime Care and Support Scheme
What happens if an unregistered or uninsured vehicle hits me?
If you are injured by an unregistered, uninsured or unidentified vehicle in NSW, you can still make a personal injury claim under the Nominal Defendant arrangements. SIRA allocates the claim to an insurer so that NSW drivers and other road users can access medical treatment and support even if the at‑fault vehicle has no current CTP policy.
Read more: Blameless Accidents and How a CTP Green Slip Helps | SIRA: Guide for People Injured in a Motor Vehicle Accident
