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News Articles

Types of Car Insurance

July 21, 2020

It’s no secret that Aussies prefer to travel by car. That’s why buying a new automobile is exciting. But, it’s also essential to get the appropriate level of insurance to give you peace of mind in the event of a road accident. If you get involved in a motor accident, the right insurance would offer […]

10 Tips on Buying a Second-Hand Car

June 26, 2020

Everyone wants a shiny new car, but not everyone sees the extra fees and paperwork that comes with buying one.  With a hefty price to pay and a lot of paperwork, more people are opting to buy 2nd-hand cars. However, purchasing a used car is not always a walk in the park either.  You can […]

7 Best Economical Cars To Own If You Want To Save More Money

June 10, 2020

For many young adults and first-time vehicle owners, it makes sense to choose a car that is fuel-efficient. In the wake of the Covid-19 crunch, many who have previously owned a vehicle are also looking to downsize or find one that is more suited to their budget.   And of course, we would be remiss […]

Lockdown is lifted, we’re back on the road!

May 11, 2020

According to the news, lockdown is easing across Australia and will start to be lifted in NSW at the end of this week. Aussies did a good job flattening the curve! Changes will begin to take place from Friday. Life will gradually return to normal. Many have been severely disadvantaged by the lockdown and some […]

How to Avoid Driving Accidents in NSW

April 23, 2020

In 2019, there were 1200 fatalities in Australia involving road and driving accidents. When driving, it is always important to be extra careful. There are many lives at risk when you are on the road. Although accidents can, at times, be unavoidable, there are steps you can take to help lessen the chances.      […]

How to proceed when someone without a greenslip gets into a motor vehicle accident?

April 6, 2020

We hope you never have to be in the unfortunate situation of dealing with someone who doesn’t have insurance in a car accident. Sadly, there are many people who may be irresponsible and drive without motor vehicle greenslip insurance. This is, above all, illegal and similar conditions apply for not having proof of insurance or […]

What’s next after buying a new car?

March 25, 2020

So you bought a new car… First off, congratulations! Second, there are a couple of formalities you must comply with before going out on the streets. Whether it’s a brand-new or a second-hand car, you should be aware of some of the paperwork and documents you’ll first need before you can get on the road […]

Safety and Fun Tips When Driving With Kids

March 9, 2020

You might have a fond memory of going on a road trip with your family as a kid, the excitement, the fun games…well, this might not be the same feeling for your parents—and if you are the parent today—you might understand what travelling with kids entails.   Driving like this can drive you crazy! And […]

Safety Tips for First-time Drivers

February 18, 2020

Being a first-time driver can be both nerve-wracking and exciting. There are many important things to know, particularly considering the great responsibility that comes with driving. Driving safely is something that we all should be very aware of. It will not only save lives but having a preventive mindset and being extra cautious when driving […]

How to Minimise the Financial Burden of Owning a Car

February 5, 2020

It’s no surprise that many people want to own a car. It is convenient when you need to run errands or drive to work. A car allows you the freedom to travel around, and most of all, save time when compared to commuting via public transport. According to the Australian Automobile Association, it is estimated […]

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Just a friendly reminder before you start….

DUTY OF DISCLOSURE/ DUTY NOT TO MAKE A MISREPRESENTATION

Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

IF YOU DO NOT TELL THE INSURER SOMETHING

If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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