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News Articles

How Telematics in CTP Insurance Can Reduce Costs and Improve Coverage

April 24, 2025

Imagine driving on NSW roads with the assurance that your insurance premiums are tailored to your driving habits, not just your demographic. This isn’t a futuristic dream; it’s the reality brought about by telematics technology in Compulsory Third-Party (CTP) insurance.   For example, a driver in Sydney who consistently adheres to speed limits and exhibits […]

Understanding NSW CTP Insurance and Pay-As-You-Drive Coverage: What’s Available and What’s Not

April 17, 2025

For drivers in New South Wales looking to manage their vehicle expenses, it’s important to understand what payment options are currently available for different types of car insurance, including other car insurance options.    This article clarifies the facts about CTP insurance in NSW and explores where pay as you drive models currently apply—and where […]

Your Smart Guide to NSW CTP Green Slip Renewal

April 10, 2025

Renewing your NSW CTP green slip is an essential part of maintaining your vehicle registration in New South Wales. This guide provides accurate, up-to-date information on green slip renewal, NSW CTP insurance, and the steps required to stay compliant with state regulations.    Whether you’re a learner driver or a seasoned motorist, understanding the process […]

Child Passenger Safety: What NSW Parents Must Know in 2025

March 27, 2025

Understanding NSW’s child passenger safety rules can feel overwhelming. But getting it right serves as a protection for your family.    With laws requiring rear-facing child restraints for infants, forward-facing car seats for toddlers, and approved booster seats for older kids, choosing the right approved child restraint for your child’s size and age isn’t just […]

Smart Parking Solutions in Sydney: What’s Changing in 2025

March 25, 2025

Ever driven around Sydney’s CBD or Bondi Beach, wasting time and fuel hunting for a parking spot? You’re not alone – but 2025’s smart parking solutions are here to help. Think of it like a friendly guide: IoT sensors under parking spaces and real-time data on apps now show exactly where to find available spaces, […]

CTP Insurance Simplified: What Every NSW Driver Must Know in 2025

March 20, 2025

If you’re a driver in New South Wales (NSW), understanding Compulsory Third Party (CTP) insurance—commonly known as a CTP green slip—is essential. Not only is it a legal requirement, but it also provides critical protection for others on the road in the event of a motor vehicle accident.     This guide will break down […]

The Carbon Footprint of Cars: What Every NSW Driver Should Know

February 20, 2025

As a potential car owner or buyer in New South Wales (NSW), understanding the environmental impact of your vehicle choice is more important than ever. Cars are a major source of greenhouse gas emissions, contributing significantly to carbon pollution and climate change. Whether you’re considering a gasoline car, a plug-in hybrid, or a fully electric […]

Hybrid vs. Gasoline Cars: Which Is Better for NSW Drivers?

February 13, 2025

Now more than ever, deciding between hybrid and gasoline vehicles can feel overwhelming. A relatively new concern in the modern era, this choice has become particularly important as it affects not only one’s budget but also our environmental impact and overall driving experience. And for many drivers today, including those living in New South Wales, […]

How to Renew Your Car Insurance Online in NSW: A Simple Guide

February 6, 2025

Renewing your car insurance policy in New South Wales (NSW) is a critical task that ensures your vehicle remains protected and your financial security intact. For car owners, safeguarding assets goes hand-in-hand with broader financial planning. Fortunately, the process of renewing car insurance online is designed to be straightforward and efficient, offering a blend of […]

Checking Vehicle History in NSW: A Comprehensive Guide

January 30, 2025

When buying a used car in New South Wales, or anywhere, checking the vehicle’s history is probably the one step you should never skip. It doesn’t matter if you’re purchasing from a licensed dealer or a private seller. Understanding a car’s history can help inform your decision. A vehicle history check helps you avoid costly […]

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Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer's decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. You have the same duty before you renew, extend, vary, or reinstate an insurance contract.

For Personal, Domestic and Household insurance contracts, you have an additional duty to take reasonable care not to make a misrepresentation to the insurer. To ensure you meet your duty, your responses to the insurer's questions must be truthful, accurate and complete.

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If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

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